Do You Need to Declare Storm Damage When Selling? | UK House Buyers
The Short Answer: Yes
Under UK property law, sellers are required to disclose any known material facts about a property that could affect a buyer's decision. Storm damage — whether to the roof, windows, chimneys, or structure — falls squarely into this category.
The relevant form is the TA6 (Property Information Form), which is completed by the seller at the start of the legal process. Deliberately withholding information about storm damage could expose you to a legal claim after the sale completes.
What Counts as "Material"?
Not every superficial mark or cosmetic issue needs to be declared, but anything that:
Affects the structural integrity of the property
Has resulted in an insurance claim
Has caused ongoing issues such as water ingress
…should be disclosed.
The Challenge of Selling a Storm-Damaged Property
Once storm damage is disclosed, many buyers — particularly those using mortgages — will either pull out or use the information to renegotiate the price significantly. Lenders may require repairs before they'll approve the mortgage, stalling the whole process.
Why a Cash Buyer Is the Logical Choice
UK House Buyers regularly purchases storm-damaged properties across Doncaster, Yorkshire, Nottinghamshire, and the wider UK. We don't require repairs before purchase. We make a transparent, written cash offer within 24 hours and complete quickly — with no price renegotiation after the fact.